Frequently Asked Questions

To qualify for a loan with Aflo Capital, you need to be a South African citizen, aged 18 or above, and be employed. Additionally, you must have a valid bank account.

For new clients, we offer loans up to R3 000.00 for a one-month period. As a returning customer, you could qualify for loans of up to R5 000.00

Upon approval, we process payments on the same day. While it takes approximately 24 hours for the funds to reflect in your account. You can also choose an immediate payment option with a small service fee.

While we conduct a credit check, having a bad credit record does not automatically disqualify you. We consider various factors and your ability to repay the loan. Your application will be evaluated fairly.

All loan payments are made directly into the bank account you use to receive your salary. We do not offer cash pay-outs. It is essential to have an active account with cash withdrawal capabilities.

To process you application, we require your contact details, physical and postal address, employer details, income and expenses breakdown, and your banking information. We also require a selfie to verify your identity. All necessary documentation and selfie is upload under the document section of our application process. All of this information is submitted through our online application form.

Yes, your data is secure with us. Our privacy policy outlines the protection measures and processes we have in place to ensure the confidentiality of your information.

Yes, Aflo Capital is accredited by the National Credit Regulator. We are compliant and authorized to provide short-term loans throughout South Africa.

Yes, our credit check and financial analysis consider your financial situation, including existing debt. We assess your eligibility based on holistic view.

When you receive your loan, you can select a repayment period. We set a debit order on your account, deducting the instalment directly from your salary, automating the repayment process.

Life's unforeseen events happen. If you are facing difficulties, communicate with us. We aim to accommodate your situation and work out arrangements to ensure you are supported.

Open communication is crucial. If repayment becomes impossible, contact us to discuss options. If unsolved, your account may be handed over to our legal department and eventually to a debt collection agency, incurring additional costs.

Aflo Capital never requires upfront payments to secure a loan. Be cautious of any such requests as they might be scams.